Filing for Bankruptcy on Your Own

With the number of people who are going bankrupt increasing rapidly in the last few years, even filing for bankruptcy is quickly becoming impossible. With the global recession eating into most people’s savings, the philosophy of doing things on your own is becoming quite popular as far as most things we do is concerned. When every penny is worth so much, how do you think people are going to get the $ 2,000 required to hire a San Diego bankruptcy attorney & file? Even though most attorneys allow you some time to make your payments, when you don’t even know how you are going to pay for your next meal, how do you expect to pay a lawyer over a period of time? There are multiple options available on the internet for such people, but this isn’t like ordering a vacuum cleaner, you need to do proper research and ensure that everything you do is legal. I, personally, wouldn’t suggest trying to file for bankruptcy yourself unless you have lots of time on your hands.

The US constitution allows any person to represent themselves in front of a court.

Filing for bankruptcy is part of the legal system as well which means that you can do so on your own. The do-it-yourself industry got a lot of popularity in the early 90’s but this popularity didn’t quite make the move to the internet. But today, with people struggling to make ends meet, do-it-yourself is making a comeback and fast. There are a lot of websites on the internet that help you with filing for bankruptcy, but you can’t really be sure of the reputation of the website you are viewing and how can you go by the advice of an unknown person?


One other option you have is to hire a paralegal to draft out your petition. You can then take the petition and file it yourself. But remember, the paralegal will not be able to offer you any legal advice and will definitely not be able to appear on your behalf at your 341 meeting. You will have to do so on your own.

So you see bankruptcy isn’t as simple as most people make it out to be. There are a lot of things that need to be taken into account when it comes to filing these petitions and the chances of making a costly mistake are quite high. So instead of being at risk of digging a deeper hole for yourself, why don’t you just hire a bankruptcy attorney & let them take care of everything.


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